I am a phone geek and always carry a couple of phones with me. I was an avid Android user until I bought the Droid X and then everything just started to go south, so I switch back to a flip phone and waited for something else. My other phone is an iPhone in ATT, which I absolutely love, esp with iOS 5 on it. I recently upgraded my flip phone to a HTC Trophy (WP Mango) and am rather disappointed. Without going into too many details, I have decided to return that phone and hop back on the Android bandwagon. The two VZ phones I am trying to choose between are the Bionic and HTC Thunderbolt. I have never liked Motorola Droid phones and hate the UI. I loved the original HTC Incredible and because of that experience am seriously considering the HTC Thunderbolt. Here is what is important to me. Note the list below is not in order of priority, they are all of equal importance. 1. Banking apps for Chase and Citibank 2. Email and Calendar (integration with MS Exchange and Gmail). This is absolutely non-negotiable. I love email and calendar features on WP7, and would like to understand how the apps on the HTC Thunderbolt compare. 3. Pandora, TuneIn Apps 4. GPS with Google Navigation 5. A good camera 6. Data transfer speed 7. Stability of whatever version of Android is running on the device 8. Call quality So...Droid Bionic or HTC thunderbolt? Thanks in advance!