My Hero seems to have a hardware defect and I intend to get it replaced/repaired however the Apps are installed only on the Internal Memory (wtf) according to HTC and not the actual SD card. Few questions therefore? 1. What is exactly stored on the SD card then other than photos, videos and media. 2. I have paid for some Apps from the Marketplace. If I get a new phone, will I be able to redownload those Apps for free or will I have to pay?