Okay, I've hit yet ANOTHER speedbump on the road to Note 7 nirvana. This time, it's disabling bloatware. I was under the impression that we could go to Settings and disable any app that we couldn't uninstall. However, every time I select "Disable" on a bloatware app, I get: "Do you want to replace this app with the factory version?" No, I don't want to replace it with ANYTHING! Is everyone getting this message, or is this just for us Verizon users so we can't get rid of this crap?