When I got my Evo from RadioShack they tried to sell me every crappy thing they could. Including the $100/2 year insurance plan. I did my research before getting my Evo so I knew all about it. The RadioShack insuarance barely covers anything, the RS guys were even trying to sell it by saying it's worth it just by getting 2 free batteries over 2 years (although if I get a battery a year from now, and another one a year from that, that will be when my contract is up, and so the 2nd battery is a moot point and I will be getting my HTC Evo2 5G at that point - hopefully). Besides, the batteries a cheaper online than they are from RadioShack - $32.95 on Amazon - although I've already seen the price change twice before even getting them in stock, so who knows how much they will be once they show up in Amazon's warehouse. The RadioShack insurance does NOT cover water damage, and I believe it also does not cover Loss, Theft or Accidental Damage. However the Sprint $7/mo plan DOES cover all of that. I never have to worry about trashing my Evo. The really funny part is that when I was at RadioShack, I asked what the difference was between the RadioShack insurance and the Sprint $7/mo insurance, and the guy said "We are not even supposed to talk about the Sprint coverage". Luckily, Sprint called me the next day just to go over my account, and offered me the $7 insurance at that time. I was worried for a day that because I got it at RadioShack I wouldn't be eligible for the Sprint coverage, but that was not a problem. As an AT&T user who dropped them for the Evo on Sprint, I am EXTREMELY satisfied (with the exception of Activation woes - which is irrelevant to me - 1 day of issues compared with 730 days of use before my contract is up is a non-issue to me). LOVE MY EVO!