is there a deductible for replacement?

I am very interested in this... send the coupon if you can

 

just spoke with them.... seems pretty good... only thing is that they do not cover loss...

 

Just some things to consider:

Squaretrade does NOT cover loss or theft as the Sprint plan does. Also it is only "1 shot" meaning if you have a loss and get another phone you have to buy the insurance again. Sprint coverage is "continuous" as long as you pay the $7/month.

For 2 years it's $168 (Sprint) with up to 4 replacements per year covered including theft or loss and about $125 from Squaretrade with coupon but you only get 1 replacement and the insurance ends and there is no loss or theft coverage.

So if you're going to waste your money with either of them just be aware of the differences.

 

but what about a deductible? It's 100 bucks with Sprint. Does Squaretrade charge you? If not, seems you could buy the ST coverage and if you have to buy another phone, add insurance from Sprint then (since a new phone gices you the right to add coverage then). Still, no loss coverage.

 

The Squaretrade deductible on my Kindle 2 is $50, I'd assume it's the same for cellphones.

 

If that is true then be very careful about using this insurance. Because they will have to report it to the clearing house. Which means every time you report it, your insurance rates will get jacked up. Your car, home, life, health, and you will even take a ding to your credit history. Not worth it for a phone.

 

Many credit card companies cover 90 days of theft/damage for free if you use their card to buy it. They also extend the warranty one year. But call them first to make sure it's covered by them.
The one problem with Square Trade is that you can only have one reimbursed claim in two years, has a $50 deductible for accidental damage, and does not cover theft.

 

Source of your information? Otherwise I call bullshit.

 

For me it's been ZERO deductible with Sprint unless LOST or STOLEN (at least I've never been charged a deductible for a replacement unless I'm special and I've never lost one or had it stolen)