So I FINALLY got my first smartphone last night. I was really familiar with the iphone from using ex-DBF's a while back, but decided I wanted to opt for a Droid and so far I am loving the Inc2. Very intuitive and easy to use. So my question for you is now what? What apps should I download? What tricks do I need to know? Should I consider insurance? What accessories are must haves or bonuses? Educate me. (I did download the apps for FB, Pandora, and Google Maps as soon as I got the phone and have figured out how to access my gmail and gchat).