My wife and I got Droids from Verizon back in May but passed on the insurance. We thought since we were getting them 2 for $200 they would be relatively inexpensive to replace. Well, last week, mine vibrated itself into the toilet and we were shocked at the cost for a new one - around $400! I got a Devour from Motorola directly ($259) to replace mine, I know it isn't as good as a Droid, but it should suffice. For that, I WILL get insurance. Here is my issue - for my wife's Droid, purchased well over 90 days ago, does anybody have any suggestions for a company to insure it? I'm planning to call my home and auto insurance companies to see if they can offer anything, but I was just wondering if anybody knew a specific company I could use. Thanks!