This phone does have its problems but in my opinion its currently the best phone available for 4g through Verizon. The current issue is with the recently released update but its just a matter of time that those issues are resolved. I'm not a Samsung fan so I would not consider the Charge over the Tbolt.

Your biggest challenge will be the battery but considering the screen size and power of the Tbolt I would not let it deter you from getting one.

I'm sure others can provide more detail but my feedback is to get the thunderbolt and enjoy having a mini computer in your pocket. The speeds with 4g is pretty awesome.

 

I would say for web browsing the Tbolt is better as the Charge has some noticeable lag when browsing. For YouTube, you will get roughly the same speeds on both phones for downloading, but the quality will be better on the Charge due to its Amoled plus screen. Music will likely be roughly the same on both as far as UI, but external speaker could be different if you aren't going to use headphones all the time. I don't have either phone, but frequent the forums and have done research on both, so others might be able to chime in and give you mire info if need be.

 

Watch these and decide for yourself. I havent watched them yet so i cant really give u any advice on the charge. I think this is the same guy that did the battle between the iphone and the TB. I think he picked the TB.

YouTube - ‪Samsung DROID Charge vs. HTC Thunderbolt Dogfight Part 1‬‏

YouTube - ‪Samsung DROID Charge vs. HTC Thunderbolt Dogfight Part 2‬‏