Anyone purchased Samsung's Protection Plus insurance...opinions and experience? I had a $200 off promotion on my Verizon account and decided to upgrade to Silver S7 EDGE. Phone looks amazing looking! With that said, other than when I am working out, I plan to use phone naked. Naked...only after I apply full body Xtremeguard or Zagg protector. Since I will be using phone naked most of the time...I was kicking around buying Samsung's Protection Plus insurance. Sounds almost like Apple's Apple Care Plus insurnace. $129 for 2 years, with $79 deductible, with 2 claims per 12 months. I like that better than Verizon's $9 a month insurance with $200 deductible. Has anyone bought the Samsung Protection Plus insurance and have you ever had to use it to replace your device? Thank you in advance your input.