Just got my Incredible days ago. I'm new to Android - and smartphones in general - and have a few questions. General: 1)Are these phones (Incredible) secure enough to trust buying apps on Marketplace using a credit card? I did,but I'd still like to know going forward. 2)How do I get my msn.com email on my phone? Is it secure? Beautiful Widgets: 3)Does Beautiful Widgets change any of your settings if you don't? 4)On Beautiful Widgets, does setting the 'weather refresh' (or whatever it's called) to 30 minutes do anything such as drain the battery quicker or anything 'damaging'? I noticed it was set at 2 hours default, but that seems like a long time to go without updating weather - this is Colorado! I know I have more things I was going to ask, but these questions are lingering for now. Thanks to all.