I have just been updated to Froyo this morning, and a LOT of threads talk about backing up your phone and doing a factory reset. A Verizon tech installed Backup Assistant onto my phone when he transferred my old contacts to my Incredible, and I see it running in the background all the time. Is this enough for my 'backup' when i do a factory reset? I don't see an actual app or anything. Thanks in advance for the help!