Agree with MoebusNet above. I would like a clean instruction listing of the proper way to upgrade. I'm factory, non-rooted as well (at least for now). Losing data or bricking my phone would be disasterous to me but more importantly to my non-techie wife who wouldn't understand 99% of what users are saying on this forum.

Seeing comments of Verizon messing up the Market and screen size have me nervous; seeing comments of the update killing their phone make me not want to upgrade - ever.

Simplified help?

 

If you are wanting to avoid some of the problems and MAY want to root your phone, you should do it before upgrading because there is no guarantee that root will be achieved in Gingerbread.

There is already a very in-depth walkthrough located in the All Things Root section <here>.

It takes maybe 15 minutes after you READ the instructions.

Then go here [ROM] Official INC OTA 4.06.605.3 - xda-developers
and download this ROM. It is the OTA but with those problems resolved.