Not to strand off topic but does anyone know how gold works? Im 7 years in. I know I need 10. When Im 9 in, Ill have my upgrade, but a year after that i'll be at 10. Will I need to wait a year since ive been at 10 or will i be eligible then? (i know this is down the line, just wondering if anyone knew). Also how does that work for other lines you add on once at 10. If I add on a family member after 10 and im the primary do they get one every year too?