Hey again... I tried EEBA and well... i'm not all too excited about it.
Syncing with a Website and other accounts is nice and so on.. but it is absolutely too complicated for point of sale documentation... from starting the program to having the entry entered it takes me 25 seconds.
This makes the need for a home-screen widget clear again. The system posed by me would require 2 clics (One to go to the widget and one drag on the specific category) and no more than 3 seconds to register a payment.
Also... I am unhappy with the fact that you have to set a budget for a category. I cant budget my gas money, as when I run out of gas I HAVE to refuel my car.. no matter what my budget says. Same with my mobile contract. So Budgets must be an option, not a requirement.
With all that in mind, here's what I think: We are looking for the same app to do different things, and I think that's totally possible. I want detail to the extreme, you want quick.
So, let's say one account is required. No problem. You can set up a "transactions" account and dump all your income and expenses into that one account, and you'll easily be able to see where you are financially at any time in the month.
Now, on the other hand, I would set up every single account I have so that I can monitor their balances. Because that aspect is really important to me and is the reason why a lot of apps don't work for me.
As for budgets, there's a simple solution to that. I like detailed category budgets to keep me from spending too much. So I would take the time to set all that up.
You just want to make sure you aren't spending more than you make, so a "One Budget" option would work for you. You could just enter the amount of income you expect to have for the month and claim that as your budget and then all the expenses would just be reflected within that. If you need to go over budget, it will allow you, and from there there would need to be two options. One, budget rollover, so that anything extra you spend is considered already gone when the next month starts. Or two, fixed budgets, so that if you go over, you go over, and it has no effect on your next month's budget.