Hey guys, I am really new here and I probably look like a nub, but I was hoping that some of you could help me... My AT&T contract is going to be over in about 5 months and I am planning on moving to T-mobile. However, my Samsung Infuse phone as of right now is just about dead. Its glitchy and slow, and I don't think it will last for the next 5 months. So right now, I deciding between whether to use my AT&T phone insurance to get a replacement, refurbished Samsung Galaxy S3 for a deductible fee of $199 (and unlock it later for T-mobile) or To buy a brand new Google Nexus 4 unlocked for $349 (close to $400 after the addition of tax and shipping costs) Which one do you think I should choose? Thanks a lot!