I bought my HTC Incredible 2 in July 2011. About 2 weeks ago the camera stopped working (blank screen only). After trying to resolve issue with a Verizon tech person, it was decided to send me a replacement phone. I received the new phone, however, it kept giving 'SD Card Unavailable' and 'Insert SD Card' messages when I tried to access the still camera, video and gallery. I tried swapping the new SD card with my original phone's SD card and I got the same message. I sent that phone back. They sent me a second replacement phone, and the very same thing is occurring. (My original SD card works fine in the original phone, but is also not recognized by the replacement phones.) When I check under Settings - SD Card, the menu items are grayed out, as if no card were inserted. Any help figuring out why this is happening would be appreciated. Maybe the 3rd replacement phone will be the 'charm'...???