So should I Make a claim and replace it with another one? (likely a refurb?) OR Use these trade in program credits I have from a while back totaling 1/2 off my discounted price of a Galaxy Nexus Insurance/replacement is going to mean a deductible, and the Nexus is going to mean $125.00. Neither are something I want to spend, but a new (or refurbed) phone is something that would be nice. What are the current opinions on the Galaxy Nexus? Or should I stick it out for another few months and see what the next ICS model is going to be?