Hi all, So I am in a pickle right now - I currently own an Iphone 5 from Tmobile & I cracked the screen / dented the topright portion of the phone (mountain biking) The glass has already cut me during use so it's time to switch it out. Prior to the crack, I was planning on switching the phone out to the Galaxy Note yet I cannot trade in any cracked phones. Sooo here is the debate - I can just buy the Note alone & have the Iphone as a backup ? VS - I have insurance willing to cover the Iphone for 175 & perhaps I can trade in from there ? (not sure what the trade-in value would be for a warrantied phone) Thoughts or any similar experiences ? Thanks !