I have 3 issues with my current phone. 1- It has a bright spot on the screen. I'm not sure if it is a bright pixel or what but it only glares when I am on a white screen and it is about size -> , 2- My speakerphone sounds blown... it crackles every time i use it. 3- My phone takes 8+ hours to charge no matter what charger I am using. OEM or not. Now. Do you feel any of those issues would get a replacement? I do not have insurance but my phone is still under warranty since I got mine in February.