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General Uk phone insurance

Discussion in 'Android Devices' started by daz_2000, Jun 15, 2011.

  1. daz_2000

    daz_2000 Android Enthusiast
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    I thought I lost my sgs2 at football last night. I drove home about a million miles an hour screaming expletives, trying to get to my PC to remote lock it and check location. Anyway when I pulled up at home. It was hiding in the car the whole time.

    Anyway.. it made me think I should get insurance as I don't wanna fork out if it gets nicked.

    Anyone got insurance and how much u pay?
     

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  2. lotus49

    lotus49 Android Expert
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    Yes but only as part of my household contents cover.

    My policy includes
     
  3. Tinderbox (UK)

    Tinderbox (UK) Well-Known Member
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    Protect your bubble.com has insurance for
     
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  4. lotus49

    lotus49 Android Expert
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    Cripes, that's £77 a year. My insurance for £50,000 worth of houshold contents plus £1,500 for outside the home was less than £140 all in.

    I stick to my recommendation, it's way cheaper.
     
  5. ajh94

    ajh94 Android Expert
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    Protect your bubble is excellent. That's what I am thinking of getting
     
  6. eclap

    eclap Well-Known Member
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    Why not select lower phone value? Up to £400 only costs £3.99/month. or do we have to chose the phones value of up to £1000?
     
  7. Tinderbox (UK)

    Tinderbox (UK) Well-Known Member
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    There was only certain values you could choose, I suppose you could select under
     
  8. eclap

    eclap Well-Known Member
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  9. jspx1

    jspx1 Newbie
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    My NatWest current account includes insurance for one phone and I had to register the phone but once that's done it's covered. Maybe worth checking if you have any existing insurance that might cover it before buying new cover.
     
  10. Desire HD Eli

    Desire HD Eli Member
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    Hi jspx1 just a word of warning. I have mobile insurance with my bank account. But if you actually read the fine print it only covers you to the purchase value of your phone. So if you got your phone with a contract you took out and paid nothing for it that's how much your insurance will pay out.

    To daz_2000 if your only worried about your phone being stolen you can insurance with protect my bubble for less than 6.99. It can be as low as 1.99 a month. Pretty reasonable I reckon if your more worried about theft or damage.

    :D
     
  11. eclap

    eclap Well-Known Member
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    So again, why not the £3.99/month insurance?
     
  12. Rhydian

    Rhydian Member
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    I have insurance that came with my contract which is provided with aviva received no information from the company wiht my policy number and no direct debits have been started. So I'm guessing when I exchanged my phone the insurance was cancelled.

    Will be getting insurance from protect you bubble though and getting lost cover.
     
  13. TinCool

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    I have both mine and my wifes Galaxys insured through our Lloyds TSB Joint Account. Both phones are registered with them. We have a platinum joint account with them thats costs £12 which gives us phone insurance, AA Breakdown cover, Credit Card cover and Travel Insurance. We have a chunk of money in the account so our monthly intrerest covers the £12 a month charge. So are effectively getting all that for nothing
     
  14. Rhydian

    Rhydian Member
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    Amazing, you must be doing well for yourselfs ;)
     
  15. Desire HD Eli

    Desire HD Eli Member
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    Read my earlier post about phone insurance with bank accounts and check your details of your actual policy. You don't want to get stung.
     
  16. adamantell

    adamantell Well-Known Member
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    im thinking about HSBC its a added thing on there accounts its
     
  17. Desire HD Eli

    Desire HD Eli Member
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  18. thedvdmonster

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    one for the OP.
    what programme were you going to use to trace and lock it?
     
  19. daz_2000

    daz_2000 Android Enthusiast
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    I don't think you get mobile phone insurance with HSBC plus.
     
  20. eclap

    eclap Well-Known Member
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    Guys, with protect your bubble should I go for 3.99/month or 6.99/month?
     
  21. adamantell

    adamantell Well-Known Member
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  22. ziggy

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    It may well be cheaper through your home contents insurance, but presumably you have to pay an excess to make a claim? approx 200?

    whereas mobile phone insurance excess is around
     
  23. WilfMoralee

    WilfMoralee Well-Known Member
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    That is not necessarily true for all the banks mobile insurance. I had mine and my wife's contract phones insured with Lloyds TSB last, and both screens cracked. They simply accepted they were contract phones, my screen was fixed, but my wife's phone was irreparable, and she was promptly sent an exact replacement.
     
  24. WilfMoralee

    WilfMoralee Well-Known Member
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  25. phkrh

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    And a few years ago after dropping my O2 XDA and cracking the screen, once they established they didn't have a replacement XDA to offer I was sent a
     

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