I have an HTC Magic on Rogers in Canada. I am NOT paying for Rogers Call-Answer (voicemail). What I'm wondering is, do all of the various voicemail apps in the marketplace require that you actually have the voicemail/callanswer package with your cellphone provider? Is there a voicemail app that does NOT require subscribing to callanswer with your provider, but instead can be set up to intercept incoming calls and record them to the SD card? It seems to me this should be possible since there are apps for recording calls you actually answer, and their are voice recording apps that record to the SD card. Thanks!