I got my first smart phone on 15 July, a Droid X. Everything was OK till last week when it died. I took the dead phone to VZ and they examined it and said there was moisture damage. Seems like there are some places on the phone that turn red when exposed to moisture. Bottom line was they are replacing the phone, but I had to buy a new battery and sign up for the $US4.95 a month insurance. I do live in Florida and it can get hot and humid in the summer here. So my question is just how much do you have to baby a phone like the DX? I thought I was careful with mine. Did not every carry it with me in the swimming pool. Kept in a nice silicon case to protect from bumps, and had another old HP calculator case that I often kept it in for more protection. Never had anything happen like dropping a Coke on the DX. The lady at VZ was kind of a bozo, she even wanted to over charge me for the battery; but some guy in a suit came out of the back room and said I was a preferred customer and gave me a discount. When I asked about buying a different case that would protect my phone from water (I have seen OEM water proof cases advertised on the internet) she said that was not necessary. Do other peeps have "moisture" issues with their phones, and if so how do you deal with them? Now that I know where the red spots show up if there is moisture damage I will probably start checking them. But if smart phones are so fragile that I have to baby them so they last more than three months I may have to review my decision to buy one. Comments please.