As I have mentioned before, I ideally wanted to have an unlocked and unbranded phone, and for that reason I was going to buy my phone through CPW. I have just had a rather stressful 48 hours - CPW declined my credit check for some unknown reason, even though my credit rating is excellent and has no negative aspects. I spent around 2 hours yesterday trying to discover the reason why it was declined, but came up against a brick wall. CPW can't/won't tell me the reason for the decline ("the computer says no"....). I will make one last attempt tomorrow by trying the credit check on another card, but otherwise I will have to give up and go for a branded and locked phone. O2 are just way too expensive. Orange are out of the question as I'm currently with them and their reception in my area is dreadful, so I want to leave Orange. T-Mobile are jumping into bed with Orange on coverage, so I'm avoiding them too. This leaves Vodafone and 3 UK. Which of these puts least branding and bloatware on their Desire? Of course Vodafone have released FroYo now, and I don't think 3 UK have said when they will release FroYo on their phones yet. Does FroYo on Vodafone include all the Vodafone 360 bloatware that came out a while ago? Thanks for any help you can give.