I'm going to do the pre sale, but I'm having a hard time deciding between Best Buy and Radio Shack. I already went to Best Buy and the one by my house is giving a voucher for the $20 worth of accessories, so its a wash there. So the next factor I was going to use in deciding where I should go was who has the better insurance plan for the phone. Does anyone have any experience with using the insurance from Best Buy or Radio Shack? Does anyone know which insurance plan is less expensive? Thanks for your responses.