1. Are you ready for the Galaxy S20? Here is everything we know so far!

Will you be using Android Pay or Samsung Pay?

Discussion in 'Android Lounge' started by samcraig, Sep 14, 2015.

  1. samcraig

    samcraig Member
    Thread Starter

    Obviously Samsung Pay is limited to a small(er) set of Andoid devices. But for those with an option, which one (if any) do you plan on using?
     

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  2. Hadron

    Hadron Smoke me a kipper...
    VIP Member

    I don't see myself using either in the near future, but I really can't imagine why I'd use a manufacturer-specific payment service. So I guess it's still fair to say that I'm far less likely to use Samsung Pay.
     
  3. bjacks12

    bjacks12 Android Expert

    As a long-time Wallet user, I'm probably not going to use Android Pay for 2 reasons:
    1. Support: My bank does not support Android Pay. Maybe they will, probably won't. Google is grandfathering cards that are already in Wallet to work in Android Pay(but using the same method as Wallet). Once that card expires, no more Android Pay.
    2. Root: Android Pay does not work on rooted devices(and neither does Samsung Pay).
     
    Hadron likes this.
  4. Hadron

    Hadron Smoke me a kipper...
    VIP Member

    Good point - I always root my phone, so that kinda rules both out.
     
  5. El Presidente

    El Presidente Beware The Milky Pirate!
    VIP Member

    Neither.

    They're both not available over here for you time being and paying for something with my phone isn't something I really see the point in.

    My network has had its own wallet style app for a little over 2 years and I've not used it and I can't see that changing any time soon.
     
  6. Gmash

    Gmash Extreme Android User

    Neither. I don't see how digging my phone out of my pocket is an easier way to pay for something. The whole concept is ridiculous to me. It's a solution to a problem that doesn't exist.
     
    psionandy and El Presidente like this.
  7. samcraig

    samcraig Member
    Thread Starter

    All good replies. @Hadron - the advantage from what I understand is that Samsung Pay works with all terminals (or most) whether or not they have NFC. Android Pay only works at NFC enabled terminals...

    Not sure I'll use either - but still lean towards Android Pay if I do...
     
  8. almath

    almath Android Expert

    Use it and love it... Android Pay
     
  9. AZgl1500

    AZgl1500 Extreme Android User

    the only wallet pay terminal I have seen here in the grassy hinterlands only works with iOS phones, so I guess I have to say Neither.

    I suppose it would be nice, but my plastic card slides out of my wallet fast enough already....:eek:
     
  10. psionandy

    psionandy Extreme Android User

    Again.. another service that I really don't see the point of... unless my wallet gets heavier than my phone (no chance of that happening though)
     
  11. siblues

    siblues Member

    I used Samsung pay today at the supermarket just for kicks but this doesn't really save you any time or inconvenience.This can be helpfull for someone who goes out for a jog in the morning and doesn't want to carry their wallet and uses their phone for music but it doesn;t seem like something you need instead of something you want.
     
  12. JimmieCD

    JimmieCD Newbie

    Using Android Pay, easy, and in my humble opinion, more secure than traditional cards.
     
  13. AZgl1500

    AZgl1500 Extreme Android User

    I'm going to have to do some investigative work and find out if any vendors in Claremore or Tulsa, OK here are using the new pay methods.
    I know that here is my little burg of 1200 folks and only 1 signal light, no one has a smart pay feature period.
    1 grocery store (less than a year old)
    2 mini-stops with old old VISA terminals.
    and one Sonic
    and that is our total crop of VISA terminals or vendors who have one.
     
    KOLIO likes this.
  14. Android Pay only works at NFC enabled terminals ? If so,it'll lose many potential users.
    But I still trust more in Google
     
  15. The_Chief

    The_Chief Accept no imitations!
    VIP Member

    I was so happy to see Visa and Navy Federal Credit Union onboard with Android Pay... now I can use my Navy Federal Visa easily! I tried it the other day. Just unlocked the phone and paid from the home screen. Simple! I love Android Pay... it's just regrettable that Google locks out rooted users from using it. I'm stock right now, I intend to stay stock... if I ever DO decide to root & ROM my device, I know to uninstall Android Pay because it will not work.
     
  16. mikedt

    mikedt 你好

    Niether, as I'm not in the US, but I'm already using Ali Pay.
     
  17. Stealthman

    Stealthman Android Enthusiast

    It's way more secure than using your credit or debit card
     
  18. El Presidente

    El Presidente Beware The Milky Pirate!
    VIP Member

    How so?

    PIN is needed for a Debit/Credit Card.

    PIN is needed for Android Pay.

    Seems the same to me.
     
    psionandy likes this.
  19. JimmieCD

    JimmieCD Newbie

    Credit card - personal info/real cc number communicated with each purchase.

    Android Pay-no personal info, no real cc number, different virtual cc number with each purchase.
     
  20. El Presidente

    El Presidente Beware The Milky Pirate!
    VIP Member

    Card - Personal Info, real CC number
    Phone - A wealth of personal info, card details, personal address book, social media accounts, pics/videos etc.

    I'd rather a thief stole my credit card than my phone. One call to the bank and my card is cancelled and any transactions made fraudulently are cancelled instantly.

    If you're talking about the actual transaction being more secure, I'm not aware of any attacks which have intercepted card info on the way from the tellers terminal on the way to the bank.
     
    KOLIO and AZgl1500 like this.
  21. JimmieCD

    JimmieCD Newbie

    Target for example. How is it possible that through a credit card purchase, credit card numbers and personal information can be stolen. If I understand it right, Android Pay never transmits credit card numbers or personal information.
     
    AZgl1500 and El Presidente like this.
  22. El Presidente

    El Presidente Beware The Milky Pirate!
    VIP Member

  23. To the comment of this being a solution to a problem that doesn't exist, that depends on perception.

    I personally have fantasized about not having to have a wallet for the past 10 years when I started my software development career. Paying with my phone is one less thing I need my wallet for. If we could get mobile identity I would be able to drop the wallet completely. I know this is at least a somewhat popular opinion because they sell those cases now that have slots for cards in the back (so you can just skip the wallet).

    In addition, if the payment method is secure (meaning someone who steals my phone cant go on a spending spree) it's one less reason for a mugger to mug me so it increases my personal safety too. Today rough people might hold you up hoping to score a wallet full of cash. If phone payment becomes massively popular muggers know you don't have cash (they of course can still mug you for your phone and sell the device but that is already true today and the wallet is one less benefit to mugging).

    In the age of technology that we live in the wallet no longer has a "need" other than government systems being behind. Do I think the wallet will disappear in a year? No. 10? No. My lifetime? Maybe, but I doubt it.

    In summary I understand some don't see the problem it solves. However to some this is a very attractive solution to carrying around "stuff you dont need to".
     
  24. almath

    almath Android Expert

    Change is good, why all the disdain??...
     
    KOLIO likes this.
  25. JimmieCD

    JimmieCD Newbie

    Way too much CC info being stolen. Android Pay is but one tool, need many more.
     
    almath likes this.
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