Help Insurance Through Verizon, Or Samsung Protection Plus?

[dollerprod]

Recently picked up S6. Have always had insurance, as I am pretty rough on phones, and always had this coverage through Verizon (with Asurion or whoever, I don't even know this time), for lost/ damaged phones. I am notorious for shattering my phones glass. There is a $150(?) deductible for replacement phones through Verizon, and Samsungs plan is I think $99 for 2 years (up to 2 replacements).

Seems Samsungs plan is a better option, no?

 

[Gimmick_User]

Recently picked up S6. Have always had insurance, as I am pretty rough on phones, and always had this coverage through Verizon (with Asurion or whoever, I don't even know this time), for lost/ damaged phones. I am notorious for shattering my phones glass. There is a $150(?) deductible for replacement phones through Verizon, and Samsungs plan is I think $99 for 2 years (up to 2 replacements).

Seems Samsungs plan is a better option, no?

https://www.esurance.com/insurance/cell-phone