OK so looks like the visit to Samsung was exactly what I needed to do. They reflashed the phone for me. I know I could have done that at home, but it was free so I figured I'll let the professionals do it for me.
So far it looks like it worked. It could have been any number of things that created my issue. But I'm not done holding my breath. Let's see what it is like today out in the field.
Edit: I spent the better part of the night just updating things........except for data, don't want to screw up my Maps doing that.....lol And now I'm signing in to all of my accounts. I am almost done getting everything setup the way I like it.
Yep works like a charm now. I'm so relieved because I really love this phone. The Samsung rep at Best Buy was clueless....but... those guys at the Samsung Experience store really know there stuff. Waaaaay more trained then Best Buy. There are not too many of these stores around, but I highly recommend that you go there if you have any issues or questions about your Samsung phones.
And especially if you are on the fence about buying a foldable phone, they have demos that do not have a security mount attached to it, so you can really feel the weight and the quality build of the phone.