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auto comp ins, and dead falling trees

Discussion in 'The Lounge' started by nodoubt, Sep 13, 2010.

  1. nodoubt

    nodoubt Member
    Thread Starter
    15

    Aug 4, 2010
    13
    0
    15
    had a 50 ft oak tree take out the bed of my pickup last fri in my driveway...
    the tree was pretty rotten...
    ins adj is calling me tomm...
    is it gonna matter if the tree was dead as far as them covering my damages??
     

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  2. byteware

    byteware Well-Known Member
    143

    Feb 18, 2010
    2,140
    210
    143
    Application Developer
    Alabama
    It depends on your policy. Insurance companies are like friggin Aes Sedai... the truth that they tell you, isn't always the truth you think you heard.
     
  3. mulveyr

    mulveyr Active Member
    16

    Jul 18, 2010
    29
    9
    16
    I've had this happen. It basically boiled down to the fact that if the tree was obviously dead, then it's a condition that you should have dealt with before the tree came down, and thus there's no coverage, because it was preventable. If a healthy tree had come down in a storm, it would have been covered.
     
  4. Talbot

    Talbot Well-Known Member
    36

    Jul 9, 2010
    71
    4
    36
    Houston, TX
    This.

    More than likely unfortunately they will use the tree being dead against you so that they wont have to pay out.
     

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