Are you guys paying for insurance through Verizon?


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  1. AJ_EVO

    AJ_EVO Well-Known Member This Topic's Starter

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    I think it's $7 per month and has a $80 deductible. Do you guys usually go with or without it?
     

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  2. damstr

    damstr Well-Known Member

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    Most definitely but I'm going through Asurion currently.
     
  3. AJ_EVO

    AJ_EVO Well-Known Member This Topic's Starter

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    Third party? Are you happy with them?
     
  4. damstr

    damstr Well-Known Member

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    Yes they are amazing. I submitted a claim on my Droid at 6pm on a Tuesday and they had it at my door the next day no BS.

    I believe they charge a little more a month though. $10 a month and either $89 or $99 for a replacement but it's worth it. Very easy to do and no problems what so ever.

    I didn't know Verizon offered their own insurance I thought they always went third party. :confused:
     
  5. kennyyu

    kennyyu Well-Known Member

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    verizon's insurance option is through asurion
     
  6. cvfd13

    cvfd13 Well-Known Member

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    I think Verizon uses Asurion
     
  7. Vihzel

    Vihzel Destroying Balls Everyday VIP Member

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    Asurion gives peace of mind.
     
  8. damstr

    damstr Well-Known Member

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    Ah ok that's what I thought but wasn't sure.
     
  9. AJ_EVO

    AJ_EVO Well-Known Member This Topic's Starter

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    Good to know. So most of you guys get it? Having to buy another phone out right would be costly.
     
  10. tats_06

    tats_06 Well-Known Member

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    Most definitely!!! For every device I have had...it does come in handy right when you need it and they are fast. :)
     
  11. ckochinsky125

    ckochinsky125 Banned

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    I use asurion to they are easy to deal with and get you a replacement phone quickly
     
  12. bsutton1

    bsutton1 Well-Known Member

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    I will definitely get insurance on my next phone. I learned my lesson the hard way.
     
  13. genxgeek

    genxgeek Well-Known Member

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    I am thinking about going with squaretrade. Their coverage seems comparible and it's cheaper.
     
  14. ctxx24

    ctxx24 Well-Known Member

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    never have never will..
     
  15. jroc

    jroc Well-Known Member

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    Thank u for mentioning them. They are cheaper. I did just read they dont cover loss or stolen tho. I had Asurion and I lost a Samsung twice and had it stolen once all in a year....squaretrade might not be good for me.

    Asurion does cover loss and stolen. But u only get 2 claims in a 12 month period. Unless thats changed from a few years ago.

    On a side note, Verizon let me upgrade extra early since I ran outta insurance claims. Gotta love Verizon....lol
     
  16. Eryl Flynn

    Eryl Flynn Well-Known Member

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    Thinking about it, at least until I get a decent case for it. Won't be many options for cases on the 15th.
     
  17. Stone

    Stone Well-Known Member

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    Definitely getting the VZW insurance. It more than paid for itself with my BB Storm and several other smartphones in the past. I don't baby my phones at all, they all take a spill eventually and I have no doubt the X will at some point suffer the same fate......
     
  18. JRunSW20

    JRunSW20 Well-Known Member

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    For Smartphones its $7.99 per month, with a $90 deductible. And I see customers every day that wish they had added insurance for their Smartphones. Asurion is a good company, never had a problem with them, and say if you made a claim before 12pm on that day, it would get shipped out, and most likely receive it the next day since they overnight deliver every phone. Also they ask if you had any accessories like a case or holster, and they replace it as well.
     
  19. Airmaxx23

    Airmaxx23 Well-Known Member

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    I wouldn't go without insurance. Sure the monthly payments add up and there is the $90 deductible but it's still less money than buying a new replacement.
     
  20. Steven58

    Steven58 Reformed PH VIP Member

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    I have Squaretrade on this new lappy. I have assurion on my telephones. I usually lose them more than break them. I am probably Assurion's most steady customer! ;)
     
  21. AJ_EVO

    AJ_EVO Well-Known Member This Topic's Starter

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    I've never gone with insurance but I think I will this round.
     
  22. Solcat

    Solcat Member

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    $90 a year for insurance on a item that costs $500 to replace, depreciates quickly and with a $90 deductible, seems to me like it does not make financial sense.
     
  23. Steven58

    Steven58 Reformed PH VIP Member

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    Good point. If you can put your insurance premium aside in a bank, then it might not be cost effective. However, most people, like myself, do not have that fund. So, if a phone mishap does occur, then they are grateful to have been covered.
     
  24. ckochinsky125

    ckochinsky125 Banned

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    Ok well then dont get insurance and have to dish out full retail if something happens to your phone
     
  25. Vihzel

    Vihzel Destroying Balls Everyday VIP Member

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    Ask someone who accidentally drops his phone the next day to see if it was worth it to have insurance. :)
     

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