The way I see it, if you are willing to hand your credit card to a waiter, have them walk off with it, and bring it back 5 minutes later - youre already putting a certain amount of faith in the system
This is part of the point of credit cards, they way they are used in the US. It's a pain to get a new CC #, but you just call, say it's fraud, and you're done. This is why debit cards are evil. In that case your money is missing until it's resolved.
Anyway, NFC seems nice, but it has a chicken/egg problem. It's a nice-to-have but not a feature on which I'd make a decision right now.
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