My agent just informed me that State Farm Indiana policy holders are no longer being offered phone insurance. I got mine insured right before they stopped taking policies. They will honor any claims I make for the time I own my phone but I cannot insure a new one. I can see why they dropped it: Zero deductible $39 per year I go buy new phone, they reimburse me same day from local office Coverage for ANYTHING - water, theft, damage (except phone failure) Apparently there was too much fraud related to the claims. I'm good till I upgrade in 18 months, but something better than Assurian has better come along by then.