I have looked at all the options for this phone and I think the best deal is to buy it subsidized on a 2 year contract and cancel after 120 days of continuous service. Here is the break down... Unlocked phone = $529 Even More Plus = $60, or $1440 for two years Two year total package = $1969 Contract phone = $179 Monthly plan = $80, or $1920 for two years Two year total package = $2099 Contract phone = $179 Monthly plan = $80 for 4 months (120 days to escape Google's ERF) and $60 for 20 months (contract free), $1550 for 2 years ETF to cancel T-Mobile contract after 120 days = $200 (maybe less?) Two year total package = $1899 It seems like after 120 days of continuous t-mobile service you escape Google's Equipment Recover Fee (ERF) of $350. You can then cancel/change out of your 2 year contract with t-mobile and get into the $60 a month plan. Anything to stop this?