Using Insurance on Phone... dropped it in the Ocean on vacation

[DROIDing]

I dropped my phone in the ocean while on vacation, everything still works flawlessly, except for... the PHONE, haha. I can't make or receive calls.

I have paid Verizon's insurance for years and never gotten anything out of it, so I don't feel bad taking the battery out and going into the store and saying it was 'lost.' Is this the best approach, or will my Asurion cover water damage? Either way... I'm still going to pay the ridiculous $100 fee, so it really isn't much of insurance.

Thanks!

 

[buckguin]

Asurion will cover water damage but you will have to send your phone in. If you signal it "lost", you wont have to send it in an could use it for something like a Droid X MP3 player..lol

 

[Member112085]

Just my opinion, but keeping it is insurance fraud, and you should turn it in. Asurion covers water damage. Karma's a bitch, and not turning it in could come back and bite you.

 

[ekyle]

I dropped a phone in the toilet once and they still replaced it. It was pre-pee of course haha