I bought 2 Galaxy S2s, a Motorola Defy+ and now my Galaxy S4 all "outright". I didn't want to get the phones from AT&T due to stupid rule about not keeping the $10 unlimited data on my 3 lines for family plan. They never said a thing for the last 2 years with those older phones, but within a week of the S4 connecting I got a text about moving me to a $30/month smart phone plan. All APN settings and such are the same as on my old phones. I got them to remove it and restore my $10/month data, but they said I have to not use a smart phone... I'm still using it. I've had an unlimited data plan since it was Cingular. I'm one of those that refuse to pay more for the same service. In the mean time I've ordered some Straight Talk SIMs for the AT&T network so that if they raise the issue again I just switch, and save money even if only $12/month.