Here are some good instructions I received from the other forum
Download zip file from site and save to my PC desktop - Windows Vista 64 bit
Rename file as update
This is a zip file for Windows so no need to add .zip at the end of the file name update
Connect phone to PC using USB
Mount
Copy update file from desktop to my sdcard (E drive) root folder
Turn off USB Storage
Safely remove hardware
Remove USB cable
Turn offf phone
Press volume down, Call and Call End/Power key...Release call and Call/End/Power key once you see Samsung logo...Keep Volume down key pressed
Recovery menu screen
Plug in USB cable (for power until entire update process completes)
Scroll to apply scard:update.zip using volume down key or just swiping gently on Optical Joystick key
Press Optical Joystick key to select
Symbol of open white box and arrow and android coming out
E
ATH: /data/update_success
E:update file is backed up: not updated
# MANUAL MODE #
-- Install from sdcard...
Yellow moving bar showing progress...
Finding update package
Opening update package
Verifying update package
Installing update
Verifying current system
Updating modem
Removing unneeded files
Patching system files
Yellow moving bar showing progress...
Patching boot image
Unpacking new files
and I missed few messages after this...It went too fast...Someone can add to this...
Reboot
Samsung Logo
Virgin Mobile Sound
Samsung Logo
Beautiful sideways Lock and Sound on/off...Time, Date, Charging percentage, Virgin Mobile...
Sound on/off - Scroll to left for sound off and scroll to left again for sound on
Slide lock left to right and voila
Unlock
More responsiveness all over...
Stock Browser is fast...