That's one way to perceive the issue. I don't find changing account passwords hard to do, but then again I don't think something like changing a password should be as easy as just pushing a button and have it done automatically. Until some other, better authentication solution becomes the new standard, passwords are still a necessary aspect to account protection. There's always a battle between security and convenience so if all you want is simple convenience, doing anything online isn't advisable.
Also, note this thread is from 2010 so factor that in.