Obviously Samsung Pay is limited to a small(er) set of Andoid devices. But for those with an option, which one (if any) do you plan on using?
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Will you be using Android Pay or Samsung Pay?
- Thread starter samcraig
- Start date
I don't see myself using either in the near future, but I really can't imagine why I'd use a manufacturer-specific payment service. So I guess it's still fair to say that I'm far less likely to use Samsung Pay.
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As a long-time Wallet user, I'm probably not going to use Android Pay for 2 reasons:
- Support: My bank does not support Android Pay. Maybe they will, probably won't. Google is grandfathering cards that are already in Wallet to work in Android Pay(but using the same method as Wallet). Once that card expires, no more Android Pay.
- Root: Android Pay does not work on rooted devices(and neither does Samsung Pay).
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Neither.
They're both not available over here for you time being and paying for something with my phone isn't something I really see the point in.
My network has had its own wallet style app for a little over 2 years and I've not used it and I can't see that changing any time soon.
They're both not available over here for you time being and paying for something with my phone isn't something I really see the point in.
My network has had its own wallet style app for a little over 2 years and I've not used it and I can't see that changing any time soon.
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Neither. I don't see how digging my phone out of my pocket is an easier way to pay for something. The whole concept is ridiculous to me. It's a solution to a problem that doesn't exist.
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the only wallet pay terminal I have seen here in the grassy hinterlands only works with iOS phones, so I guess I have to say Neither.
I suppose it would be nice, but my plastic card slides out of my wallet fast enough already....
I suppose it would be nice, but my plastic card slides out of my wallet fast enough already....
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Again.. another service that I really don't see the point of... unless my wallet gets heavier than my phone (no chance of that happening though)
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I used Samsung pay today at the supermarket just for kicks but this doesn't really save you any time or inconvenience.This can be helpfull for someone who goes out for a jog in the morning and doesn't want to carry their wallet and uses their phone for music but it doesn;t seem like something you need instead of something you want.
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I'm going to have to do some investigative work and find out if any vendors in Claremore or Tulsa, OK here are using the new pay methods.
I know that here is my little burg of 1200 folks and only 1 signal light, no one has a smart pay feature period.
1 grocery store (less than a year old)
2 mini-stops with old old VISA terminals.
and one Sonic
and that is our total crop of VISA terminals or vendors who have one.
I know that here is my little burg of 1200 folks and only 1 signal light, no one has a smart pay feature period.
1 grocery store (less than a year old)
2 mini-stops with old old VISA terminals.
and one Sonic
and that is our total crop of VISA terminals or vendors who have one.
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Android Pay only works at NFC enabled terminals ? If so,it'll lose many potential users.
But I still trust more in Google
But I still trust more in Google
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I was so happy to see Visa and Navy Federal Credit Union onboard with Android Pay... now I can use my Navy Federal Visa easily! I tried it the other day. Just unlocked the phone and paid from the home screen. Simple! I love Android Pay... it's just regrettable that Google locks out rooted users from using it. I'm stock right now, I intend to stay stock... if I ever DO decide to root & ROM my device, I know to uninstall Android Pay because it will not work.
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How so?
PIN is needed for a Debit/Credit Card.
PIN is needed for Android Pay.
Seems the same to me.
PIN is needed for a Debit/Credit Card.
PIN is needed for Android Pay.
Seems the same to me.
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Card - Personal Info, real CC number
Phone - A wealth of personal info, card details, personal address book, social media accounts, pics/videos etc.
I'd rather a thief stole my credit card than my phone. One call to the bank and my card is cancelled and any transactions made fraudulently are cancelled instantly.
If you're talking about the actual transaction being more secure, I'm not aware of any attacks which have intercepted card info on the way from the tellers terminal on the way to the bank.
Phone - A wealth of personal info, card details, personal address book, social media accounts, pics/videos etc.
I'd rather a thief stole my credit card than my phone. One call to the bank and my card is cancelled and any transactions made fraudulently are cancelled instantly.
If you're talking about the actual transaction being more secure, I'm not aware of any attacks which have intercepted card info on the way from the tellers terminal on the way to the bank.
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Target for example. How is it possible that through a credit card purchase, credit card numbers and personal information can be stolen. If I understand it right, Android Pay never transmits credit card numbers or personal information.
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Fair comment, I'd forgot about Target: http://www.bbc.co.uk/news/technology-25681013
I was focusing more on the physical, device/card in your hand thing.
Still, I won't be using it when/if it launches over here.
I was focusing more on the physical, device/card in your hand thing.
Still, I won't be using it when/if it launches over here.
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To the comment of this being a solution to a problem that doesn't exist, that depends on perception.
I personally have fantasized about not having to have a wallet for the past 10 years when I started my software development career. Paying with my phone is one less thing I need my wallet for. If we could get mobile identity I would be able to drop the wallet completely. I know this is at least a somewhat popular opinion because they sell those cases now that have slots for cards in the back (so you can just skip the wallet).
In addition, if the payment method is secure (meaning someone who steals my phone cant go on a spending spree) it's one less reason for a mugger to mug me so it increases my personal safety too. Today rough people might hold you up hoping to score a wallet full of cash. If phone payment becomes massively popular muggers know you don't have cash (they of course can still mug you for your phone and sell the device but that is already true today and the wallet is one less benefit to mugging).
In the age of technology that we live in the wallet no longer has a "need" other than government systems being behind. Do I think the wallet will disappear in a year? No. 10? No. My lifetime? Maybe, but I doubt it.
In summary I understand some don't see the problem it solves. However to some this is a very attractive solution to carrying around "stuff you dont need to".
I personally have fantasized about not having to have a wallet for the past 10 years when I started my software development career. Paying with my phone is one less thing I need my wallet for. If we could get mobile identity I would be able to drop the wallet completely. I know this is at least a somewhat popular opinion because they sell those cases now that have slots for cards in the back (so you can just skip the wallet).
In addition, if the payment method is secure (meaning someone who steals my phone cant go on a spending spree) it's one less reason for a mugger to mug me so it increases my personal safety too. Today rough people might hold you up hoping to score a wallet full of cash. If phone payment becomes massively popular muggers know you don't have cash (they of course can still mug you for your phone and sell the device but that is already true today and the wallet is one less benefit to mugging).
In the age of technology that we live in the wallet no longer has a "need" other than government systems being behind. Do I think the wallet will disappear in a year? No. 10? No. My lifetime? Maybe, but I doubt it.
In summary I understand some don't see the problem it solves. However to some this is a very attractive solution to carrying around "stuff you dont need to".
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